You are required to have health insurance on the first day of your appointment and throughout the duration of your appointment. You may not continue in the DOE Scholars Program if your insurance coverage lapses.
If eligible, individual or family insurance coverage may be purchased through ORAU, or you may obtain another insurance plan from the company of your choice. More information on the insurance coverage offered by ORAU may be found at the ORAU Health Insurance site.
The DOE Scholars Program may offer a health insurance stipend supplement to help defray the cost of your insurance. This supplement may be applied to the insurance plan of your choice. If you are not enrolled in the insurance plan offered through ORAU, we must receive documentation of the premium paid before issuing the first supplement.
If you enroll in the ORAU health insurance plan, you will have the full cost of the monthly premium deducted from your stipend payment. These deductions pay for health insurance for the following month (e.g., the premium for January coverage will be deducted in December). For this reason, you can expect to have two insurance premiums deducted from your first stipend payment (one to cover the current month and one to cover the following month) if you begin your appointment between the 1st and 15th of a month.
Vision and dental insurance plans are not available through ORAU. DOE health insurance stipend supplements may not be applied to the cost of such plans obtained elsewhere.